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First Mortgage Resource

"You Were Referred Here"

About Us

Established in 2004, First Mortgage Resource, NMLS #216323, serves as a premier locally owned mortgage broker dedicated to residential loans. Unlike banks, we focus exclusively on mortgages, ensuring you receive the best and most innovative financial solutions. Our licensed loan officers are rigorously tested at both state and federal levels to guarantee you expertise and professionalism. Offering conventional, FHA, VA, and USDA loans, our flexible products include fixed-rate terms from 10 to 30 years and down payments starting at $0. We value strong relationships with our clients and referral partners, striving to make you a customer for life. Discover what sets us apart and enjoy a seamless home loan experience with First Mortgage Resource.

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Jorge Solorzano
President
NMLS #216355

I have over 26 years of mortgage experience and have consistently provide mortgage financing options to buyers of all economic backgrounds all over the state of Illinois. Through creative avenues and extensive experience, First Mortgage Resource, and I have been able to say “yes” to buyers that have been previously told “no” by the banks and other mortgage providers while still doing it at a cheaper rate and cost.

Being able to say “yes” to a mortgage loan comes from more than just experience. The ability to listen to a buyer’s wants, needs and current situation all play a part in applying the right mortgage product to the correct situation. Most buyer dilemmas can be overcome with the right advice and the right mortgage loan. Whether it is lack of funds for a down payment or it is past credit issues, we can work out the details and get the buyer set up with the mortgage loan that is right for their needs.

For more information about mortgage financing, you can contact me directly at (815) 355-1002, or email me at jsolorzano@1stmortgageresource.biz.

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Matt Gorman
Vice President
NMLS #217294

Matt Gorman started in the mortgage industry in 1994. For almost 3 decades, Matt has built a reputation for finding the best home financing options for his clients. By paying attention to the small details in complicated situations, he has been able to turn loans denials from other lenders into approvals and closings. As a trusted partner to Realtors, Builders, Attorneys and Financial Advisors, Matt has become their source for expert home financing solutions with their clients. The mortgage industry can seem intimidating and complicated to many potential homeowners. With a unique understanding of the ever-changing mortgage rules and guidelines combined with personalized attention to the client, Matt finds the path to homeownership that fits the individual scenario. Over the years numerous closed clients have repeated the process with Matt on new homes and now even their children and other family members have come to rely on advice and loans Matt provides. Partnering with the best wholesale lenders in the country and being able to navigate their various requirements, Matt’s advice and expertise will lead homebuyers from the pre-qualification process to the closing in record speed and ease.

If you would like to explore your options and find the best loan to fit your needs, you call or text Matt Gorman at (815) 685-7958. You can also email him at mgorman@1stmortgageresource.biz

Illinois License # MB0002011
For Illinois licensing information, contact:
ILDPR
555 W. Monroe, Suit 500
Chicago, IL 60661
Phone: 312-793-3000
NMLS #216323
For NMLS licensing information, go to: www.nmlsconsumeraccess.org

Areas Served

Our Professional Associations

Better Business Bureau Accredited

Languages Spoken

English
Spanish

What We Offer

Our Specialties include:

First Mortgage Resource specializes in personalized mortgage solutions designed to fit real lives, not one-size-fits-all checkboxes. With deep experience across conventional, government-backed, and refinancing options, the team focuses on understanding each borrower’s goals, challenges, and timeline before recommending a path forward. They are especially known for guiding first-time buyers, navigating complex financial situations with clarity, and communicating consistently from application through closing. By combining industry knowledge with a relationship-driven approach, First Mortgage Resource delivers a mortgage experience that is informed, transparent, and centered on long-term success.

Our Services include:

Conventional & Jumbo Loans: Conventional and jumbo loans offer flexible, competitive financing for buyers at every stage, from first-time purchasers with strong credit to individuals investing in higher-priced or luxury homes. Conventional loans are a popular choice for their predictable structure and wide range of term options, while jumbo loans extend financing beyond standard loan limits for properties that require larger loan amounts. At First Mortgage Resource, these loan options are tailored to fit your financial goals, whether you’re upgrading to a new home or purchasing a property that reflects your long-term plans.
FHA & First-Time Homebuyer Loans: FHA and first-time homebuyer loan programs are designed to make homeownership more accessible and less overwhelming. These options offer added flexibility for buyers who may be earlier in their financial journey or navigating credit challenges, while still providing the stability of fixed-rate mortgage options. First Mortgage Resource works closely with new and returning buyers to help them understand their options, move through the process with confidence, and step into homeownership with a loan that fits both their present needs and future goals.
USDA Loans: USDA loans make homeownership possible for qualifying buyers looking to purchase a home in eligible rural and suburban areas. With attractive terms and affordable financing, this program supports individuals and families who want to put down roots outside densely populated city centers. First Mortgage Resource helps determine eligibility and guides buyers through every step, ensuring a smooth process while taking advantage of the benefits available through USDA financing.
VA Loans: VA loans are a powerful home financing option created to serve those who have served our country. Available to eligible veterans, active-duty service members, and qualifying spouses, these loans offer long-term affordability and flexibility that make homeownership more attainable. First Mortgage Resource is proud to assist our military community by helping clients fully understand and maximize their VA benefits, whether they are purchasing their first home or transitioning to a new one.
Refinancing: Refinancing gives homeowners the opportunity to adjust their mortgage to better align with their current financial situation and future plans. Whether the goal is to lower a monthly payment, change the loan term, or access home equity for major expenses, refinancing can provide meaningful financial relief or flexibility. First Mortgage Resource takes a personalized approach to refinancing, reviewing each homeowner’s goals and helping determine if and when refinancing makes sense.

Our Products include:

Conventional
Jumbo
FHA
First Time Home Buyers
USDA
VA
Refinancing

Testimonials

On 11/8/2025 Mel & Milinda Catalano had this to say:
Jorge Solorzano is the best! Buying a home is not easy but Jorge and his team made this a very smooth and stress-free process. Communication is on point, and Jorge was always there to address any concerns we had. I cannot thank him enough. If you are looking into purchasing a home and need help with a home loan, do not hesitate to reach out to Jorge and his team. You will be in great hands! Thank you again. Testimonial written by Mel & Milinda Catalano on this site.

On 7/5/2025 Nolyn Thompson had this to say:
Made the process of buying my first home as painless as possible. Couldn’t be more thankful for his help getting me through the process as quickly and efficiently as possible to get us into our new home. I’d recommend him over and over again.

On 7/5/2025 Abigail Baker had this to say:
Matt Gorman is wonderful to work with! Will recommend to everyone who’s in the market!

On 3/15/2024 Jennifer Holly had this to say:
Matt is the best mortgage broker, I have ever worked with in four different home buying experiences over three decades. Matt is incredibly responsive and understanding. Use Matt for your home loan for an excellent experience!

On 6/15/2023 Uriel G had this to say:
I’m still amazed at all of the effort that Jorge put in to making sure my family and I were able to purchase our first home! Jorge did everything in his power to help us achieve our dream of being homeowners. As a veteran, I am extremely appreciative of the way Jorge demonstrated his appreciation for people who have served. I would recommend him to anyone looking to purchase a home ! Testimonial written by Uriel G on this site.

Contact Us

First Mortgage Resource
3108 Theodore St Suite 104 Joliet, IL 60435
Phone: (815) 609-9400
Fax: (815) 609-0121
Email: mherring@1stmortgageresource.biz

Just East of Walgreens

Where To Find Us

Our Hours

Monday: 9:00 AM - 5:00 PM
Tuesday: 9:00 AM - 5:00 PM
Wednesday: 9:00 AM - 5:00 PM
Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 5:00 PM

FAQ

What makes First Mortgage Resource different from a bank?

Unlike banks that offer a wide range of financial products, we focus solely on residential mortgages. This allows us to provide more personalized service, competitive rates, and a wider variety of loan options tailored to your needs.

Do I need perfect credit to qualify for a mortgage?

Not at all. We work with borrowers across a range of credit scores and offer flexible loan programs like FHA and USDA that are designed to help those with less-than-perfect credit.

What types of loans do you offer?

We offer Conventional, Jumbo, FHA, VA, and USDA loans, as well as refinancing options. Whether you're a first-time homebuyer or looking to upgrade, we have a solution for you.

How much do I need for a down payment?

Down payment requirements vary by loan type, but we offer options starting as low as $0 down for qualified borrowers through VA and USDA programs.

How do I get started with the mortgage process?

It’s easy! Just reach out to one of our licensed loan officers. We’ll guide you through every step—from pre-approval to closing—making the process smooth and stress-free.