What makes First Mortgage Resource different from a bank?

Unlike banks that offer a wide range of financial products, we focus solely on residential mortgages. This allows us to provide more personalized service, competitive rates, and a wider variety of loan options tailored to your needs.

Do I need perfect credit to qualify for a mortgage?

Not at all. We work with borrowers across a range of credit scores and offer flexible loan programs like FHA and USDA that are designed to help those with less-than-perfect credit.

What types of loans do you offer?

We offer Conventional, Jumbo, FHA, VA, and USDA loans, as well as refinancing options. Whether you're a first-time homebuyer or looking to upgrade, we have a solution for you.

How much do I need for a down payment?

Down payment requirements vary by loan type, but we offer options starting as low as $0 down for qualified borrowers through VA and USDA programs.

How do I get started with the mortgage process?

It’s easy! Just reach out to one of our licensed loan officers. We’ll guide you through every step—from pre-approval to closing—making the process smooth and stress-free.

First Mortgage Resource

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Conventional

Jumbo

FHA

First Time Home Buyers

USDA

VA

Conventional

Jumbo

FHA

First Time Home Buyers

USDA

VA

Established in 2004

Located in Joliet, IL

- Mel & Milinda Catalano 11/8/2025

"Jorge Solorzano is the best! Buying a home is not easy but Jorge and his team made this a very smooth and stress-free process. Communication is on point, and Jorge was always there to address any concerns we had. I cannot thank him enough. If you are looking into purchasing a home and need help with a home loan, do not hesitate to reach out to Jorge and his team. You will be in great hands! Thank you again."

First Mortgage Resource Assistant

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